My Funded Futures vs The5%ers for Beginners

The5%ers is more beginner-friendly. Static drawdown is more forgiving because profits create a permanent buffer above the floor. There is no consistency rule, so you will not be penalized for having one great trading day. The 2-step evaluation is standard but requires sustained performance across two phases. Updated March 2026.

Verdict for Beginners

Recommendation: The5%ers is the better choice for beginners.

	My Funded Futures	The5%ers
Evaluation Type	1-step	2-step
Drawdown Type	Trailing EOD (floor moves up at end of day)	Static (floor never moves)
Consistency Rule	No single day > 40% of total profit	None
Min Trading Days	None	3
Daily Loss Limit	2.5%	4%
News Trading	allowed	allowed
Cheapest Entry	$150	$95

Beginner Analysis

As a beginner, the most important factor is how forgiving the rules are. My Funded Futures uses trailing eod (floor moves up at end of day), which is harder to manage. The floor moves up with your profits, so a winning streak followed by losses can still breach you. The5%ers also uses static drawdown.

Rule complexity matters when you are learning. My Funded Futures has a consistency rule (No single day > 40% of total profit), which adds another variable to track. The5%ers has no consistency rule. The5%ers requires 3 minimum trading days. Fewer rules means fewer ways to accidentally fail.

Start with the smallest, cheapest account to limit the cost of learning. My Funded Futures's entry point is $150 for $50,000. The5%ers starts at $95 for $20,000. Treat the first 1-2 attempts as tuition. Once you understand how the drawdown rules actually feel in practice, you can size up.

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Frequently Asked Questions

Is My Funded Futures or The5%ers easier for beginners?

For beginners, The5%ers is more forgiving because static drawdown gives you a fixed floor. The5%ers has no consistency rule, making it simpler.

Should beginners choose 1-step or 2-step evaluations?

A 1-step evaluation has fewer phases to pass, which means less time and fewer opportunities to fail. My Funded Futures uses 1-step, while The5%ers uses 2-step. For a first-time prop trader, fewer steps means a simpler path to funding.

What is the cheapest way to start as a beginner with My Funded Futures or The5%ers?

Start with the smallest account size to minimize risk. My Funded Futures's cheapest option is $50,000 for $150. The5%ers's cheapest is $20,000 for $95. A smaller account means smaller losses during the learning phase.

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