Vigil/My Funded Futures vs The5%ers/-- Cheapest Option
Tier 2Tier 1Cheapest Option

My Funded Futures vs The5%ers -- Cheapest Option

My Funded Futures offers better value per dollar of trading capital. At $150 for a $50,000 account, you pay less per $10K of buying power than The5%ers's $95 for $20,000. Over 3 attempts, that saves you 165 in fees. Updated March 2026.

Verdict -- Cheapest Option

Recommendation: My Funded Futures is the better choice -- cheapest option.

My Funded Futures offers better value per dollar of trading capital. At $150 for a $50,000 account, you pay less per $10K of buying power than The5%ers's $95 for $20,000. Over 3 attempts, that saves you 165 in fees.

My Funded FuturesThe5%ers
Cheapest Account Fee$150$95
Cheapest Account Size$50,000$20,000
Fee per $10K Capital$30$48
Cost of 3 Attempts$450$285
Profit Split (start)80%50%
Profit Split (max)90%100%
Payout FrequencyBi-weeklyBi-weekly
Cost Analysis

The sticker price is not the real cost of a prop firm challenge. Most traders need 3-5 attempts to pass, so multiply the fee accordingly. My Funded Futures's cheapest account ($50,000) costs $150 per attempt. The5%ers's cheapest ($20,000) costs $95.

Cost per dollar of capital is a better metric than raw fee. My Funded Futures charges 30 per $10K of capital. The5%ers charges 48 per $10K. The firm with the lower ratio gives you more buying power for your money.

Profit splits determine your long-term earnings. My Funded Futures starts at 80% (up to 90%), while The5%ers starts at 50% (up to 100%). A 10% difference in profit split matters far more than a $50 difference in challenge fees over a year of funded trading.

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Frequently Asked Questions

Which is cheaper, My Funded Futures or The5%ers?

The5%ers starts at $95, making it the cheaper option. However, compare the cost per dollar of trading capital: My Funded Futures gives you $50,000 for that fee, while The5%ers gives you $20,000 for $95.

How much do multiple attempts cost for My Funded Futures vs The5%ers?

If it takes 3 attempts (industry average), My Funded Futures costs $450 total, while The5%ers costs $285. At 5 attempts, My Funded Futures costs $750 vs $475 for The5%ers.

Which firm has the better profit split, My Funded Futures or The5%ers?

My Funded Futures offers 80-90% profit split. The5%ers offers 50-100%. The5%ers has a higher maximum split. The profit split matters more than fees over time, since you will earn from it every month once funded.

Other Comparisons: My Funded Futures vs The5%ers