Vigil Independent Review

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FTMO Review

Source review:

Source checked Mar 21, 2026 | Primary source: FTMO review sources

Yes, FTMO is a legitimate prop trading firm. With a Vigil trust score of 88/100, it ranks among the most trustworthy firms in the industry. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO has paid out an estimated $200M+ to traders and maintains a 4.8/5 rating on Trustpilot across 7,200 reviews.

About FTMO

The most established prop firm globally. Forex and CFD focused. Static drawdown, strict but fair rules. 2-step evaluation with no time limit. FTMO offers forex, indices, commodities, stocks, crypto trading through MT4, MT5, cTrader, with account sizes ranging from $10,000 to $200,000. Challenge fees start at 155 for the smallest account.

The 2-step evaluation uses static (floor never moves) with a 5% daily loss limit and 10% max drawdown. The profit target is 10% of account size. A minimum of 4 trading days is required. News trading is allowed.

Profit splits start at 80% and scale up to 90%. Payouts are processed every 14 days. Expert advisors (EAs) are allowed. Accounts are closed after 30 days of inactivity.

Who Is This Review Most Useful For?

Best Fit

  • FTMO is easier to justify for traders who want a more established trust profile and care about payout credibility before fee discounts.
  • The 4.8/5 Trustpilot rating across 7,200 reviews is above average for the industry. Read recent reviews -- older ones may not reflect current payout handling.

What To Verify Before Buying

  • No major red flags are currently documented, but the absence of red flags is not the same thing as a guarantee against future policy changes.
  • Even with a stronger public rating, recent payout and support complaints matter more than older positive reviews.
  • Because there is no consistency rule, the main operational caution shifts to how you manage drawdown and payout timing.

Pros and Cons

Strengths

  • +Static drawdown — floor never moves up
  • +No time limit to pass challenge
  • +Allows overnight and weekend holding
  • +Most trusted brand in the industry
  • +Up to 90% profit split with scaling

Weaknesses

  • -News trading restricted on funded accounts (2min before/after)
  • -Higher challenge fees than some competitors
  • -No futures trading (forex/CFD only)
  • -Profit split starts at 80% (competitors offer higher)

What Traders Commonly Experience

Based on community feedback and 7,200 Trustpilot reviews (4.8/5), here are the common themes traders report about FTMO.

Traders frequently cite FTMO's static drawdown as a key advantage. Because the breach level never moves upward, traders can build a profit buffer that protects them during losing streaks. On a $10,000 account, the $1,000 max drawdown means you can absorb 10 consecutive losers at 1% risk per trade before breaching.

FTMO does not impose a consistency rule, which traders commonly highlight as a positive. You can earn as much as you want on any given day without penalty, which suits traders whose strategies produce uneven daily returns.

The 2-step evaluation model requires passing two phases before funding. While this takes longer, traders report that the two-step process builds discipline and verifies consistency. With every 14 days payouts at 80-90% profit split, funded traders can start earning relatively quickly.

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Explore FTMO in Detail

Trust Score Summary

88

Highly Trusted

Fundamentals: 23/25 | Payouts: 28/30 | Reputation: 22/25 | Regulatory: 15/20

View full trust profile and detailed breakdown

Evidence Summary

Operating Since

2015

11 years in operation

Total Payouts

$200M+

Payout Speed

1-2 business days

Headquarters

Prague, Czech Republic

Status

Active

What to Watch For

Known Weaknesses

  • - Higher challenge fees than some competitors
  • - Strict consistency rules on some programs
  • - No futures trading

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Frequently Asked Questions

Is FTMO legit?

FTMO has a Vigil trust score of 88/100, rated "Highly Trusted". Based on our analysis, it is a legitimate prop trading firm.

Is FTMO a scam?

No, FTMO does not appear to be a scam. The firm has verifiable payouts, a public track record, and a 4.8/5 Trustpilot rating across 7,200 reviews.

Does FTMO actually pay traders?

FTMO has an estimated $200M+ in total payouts with a typical processing time of 1-2 business days.

What do traders say about FTMO?

FTMO has a 4.8/5 rating on Trustpilot from 7,200 reviews. The majority of reviews are positive.

Should I use FTMO or a different prop firm?

FTMO is one of the top-rated prop firms. It is a strong choice for forex traders looking for a reliable firm.

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What Traders Say About FTMO on Reddit and Trustpilot

FTMO reviews on Reddit and Trustpilot paint a consistent picture. Traders who follow the rules and manage position size correctly report smooth payouts and a professional experience. The most common complaints center on trailing drawdown mechanics (traders who do not understand how the floor moves) and customer support response times during peak hours.

On Trustpilot, FTMO holds a 4.8/5 rating. Reddit threads on r/Forex and r/FuturesTrading frequently mention FTMO in "best prop firm" discussions. The consensus: FTMO is a legitimate firm with clear rules, but traders must understand the specific drawdown type before starting.

Common praise: Transparent rules, reliable payouts, competitive profit split. Common criticism: Challenge fees on larger accounts are above average. Customer support can be slow during peak periods.

Best Alternatives to FTMO

If FTMO's static (floor never moves) or 5% daily loss limit does not fit your trading style, consider these alternatives:

Compare all prop firms side by side or take the firm finder quiz for a personalized recommendation.

Related Pages

This review is based on Vigil's independent trust scoring framework. We are not affiliated with FTMO and do not receive compensation from any prop firm. Trust scores are updated quarterly. Review sources reflected here were last checked on 2026-03-21.