Vigil/TopStep vs Tradeify/-- Cheapest Option
Tier 1Tier 2Cheapest Option

TopStep vs Tradeify -- Cheapest Option

TopStep offers better value per dollar of trading capital. At $49 for a $50,000 account, you pay less per $10K of buying power than Tradeify's $150 for $50,000. Over 3 attempts, that saves you 303 in fees. Updated March 2026.

Verdict -- Cheapest Option

Recommendation: TopStep is the better choice -- cheapest option.

TopStep offers better value per dollar of trading capital. At $49 for a $50,000 account, you pay less per $10K of buying power than Tradeify's $150 for $50,000. Over 3 attempts, that saves you 303 in fees.

TopStepTradeify
Cheapest Account Fee$49$150
Cheapest Account Size$50,000$50,000
Fee per $10K Capital$10$30
Cost of 3 Attempts$147$450
Profit Split (start)90%80%
Profit Split (max)90%90%
Payout FrequencyWeeklyBi-weekly
Cost Analysis

The sticker price is not the real cost of a prop firm challenge. Most traders need 3-5 attempts to pass, so multiply the fee accordingly. TopStep's cheapest account ($50,000) costs $49 per attempt. Tradeify's cheapest ($50,000) costs $150.

Cost per dollar of capital is a better metric than raw fee. TopStep charges 10 per $10K of capital. Tradeify charges 30 per $10K. The firm with the lower ratio gives you more buying power for your money.

Profit splits determine your long-term earnings. TopStep starts at 90% (up to 90%), while Tradeify starts at 80% (up to 90%). A 10% difference in profit split matters far more than a $50 difference in challenge fees over a year of funded trading.

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Frequently Asked Questions

Which is cheaper, TopStep or Tradeify?

TopStep starts at $49, making it the cheaper option. However, compare the cost per dollar of trading capital: TopStep gives you $50,000 for that fee, while Tradeify gives you $50,000 for $150.

How much do multiple attempts cost for TopStep vs Tradeify?

If it takes 3 attempts (industry average), TopStep costs $147 total, while Tradeify costs $450. At 5 attempts, TopStep costs $245 vs $750 for Tradeify.

Which firm has the better profit split, TopStep or Tradeify?

TopStep offers 90-90% profit split. Tradeify offers 80-90%. Both firms offer the same maximum split. The profit split matters more than fees over time, since you will earn from it every month once funded.

Other Comparisons: TopStep vs Tradeify