My Funded Futures vs TopStep for Swing Trading

Both firms have similar swing trading policies. Neither allows overnight holding, which limits swing strategies. Decide based on drawdown type and fees. Updated March 2026.

Verdict for Swing Trading

Recommendation: No clear winner -- both firms are competitive.

Both firms have similar swing trading policies. Neither allows overnight holding, which limits swing strategies. Decide based on drawdown type and fees.

	My Funded Futures	TopStep
Overnight Holding	Not allowed	Not allowed
Weekend Holding	Not allowed	Not allowed
News Trading	allowed	allowed
Min Trading Days	None	None
Max Drawdown Type	Trailing EOD (floor moves up at end of day)	Trailing EOD (floor moves up at end of day)
Consistency Rule	No single day > 40% of total profit	No single day > 50% of total profit
Inactivity Limit	30 days	None

Swing Trading Analysis

Swing trading requires holding positions for days or weeks. The most critical rules are overnight and weekend holding policies. My Funded Futures requires you to flatten before market close. TopStep requires flattening before close. Neither firm supports true multi-day swing trades, which severely limits this strategy.

Weekend gaps can make or break swing trades. My Funded Futures requires closing all positions before the weekend, forcing premature exits on Friday. TopStep also requires flattening before the weekend.

News events are part of swing trading life. You will inevitably hold through NFP, FOMC, or CPI releases. My Funded Futures has no news trading restrictions. TopStep is unrestricted.

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Frequently Asked Questions

Can I hold positions overnight with My Funded Futures and TopStep?

My Funded Futures does not allow overnight holding. TopStep does not allow it. Neither firm allows overnight holding, so pure swing trading is not viable with either.

Can I hold trades over the weekend on My Funded Futures or TopStep?

My Funded Futures requires flattening before weekend holding. TopStep requires flattening before weekend holding. Weekend gaps carry risk, but swing traders on higher timeframes need this flexibility.

Is My Funded Futures or TopStep better for trading news events?

My Funded Futures fully allows news trading. TopStep fully allows it. Swing traders often need to hold through news events like NFP and FOMC, so unrestricted news trading is a significant advantage.

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