Vigil/FTMO vs The5%ers/-- Cheapest Option
Tier 1Tier 1Cheapest Option

FTMO vs The5%ers -- Cheapest Option

The5%ers offers better value per dollar of trading capital. At $95 for a $20,000 account, you pay less per $10K of buying power than FTMO's €155 for $10,000. Over 3 attempts, that saves you 180 in fees. Updated March 2026.

Verdict -- Cheapest Option

Recommendation: The5%ers is the better choice -- cheapest option.

The5%ers offers better value per dollar of trading capital. At $95 for a $20,000 account, you pay less per $10K of buying power than FTMO's €155 for $10,000. Over 3 attempts, that saves you 180 in fees.

FTMOThe5%ers
Cheapest Account Fee€155$95
Cheapest Account Size$10,000$20,000
Fee per $10K Capital€155$48
Cost of 3 Attempts€465$285
Profit Split (start)80%50%
Profit Split (max)90%100%
Payout FrequencyEvery 14 daysBi-weekly
Cost Analysis

The sticker price is not the real cost of a prop firm challenge. Most traders need 3-5 attempts to pass, so multiply the fee accordingly. FTMO's cheapest account ($10,000) costs €155 per attempt. The5%ers's cheapest ($20,000) costs $95.

Cost per dollar of capital is a better metric than raw fee. FTMO charges 155 per $10K of capital. The5%ers charges 48 per $10K. The firm with the lower ratio gives you more buying power for your money.

Profit splits determine your long-term earnings. FTMO starts at 80% (up to 90%), while The5%ers starts at 50% (up to 100%). A 10% difference in profit split matters far more than a $50 difference in challenge fees over a year of funded trading.

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Frequently Asked Questions

Which is cheaper, FTMO or The5%ers?

The5%ers starts at $95, making it the cheaper option. However, compare the cost per dollar of trading capital: FTMO gives you $10,000 for that fee, while The5%ers gives you $20,000 for $95.

How much do multiple attempts cost for FTMO vs The5%ers?

If it takes 3 attempts (industry average), FTMO costs €465 total, while The5%ers costs $285. At 5 attempts, FTMO costs €775 vs $475 for The5%ers.

Which firm has the better profit split, FTMO or The5%ers?

FTMO offers 80-90% profit split. The5%ers offers 50-100%. The5%ers has a higher maximum split. The profit split matters more than fees over time, since you will earn from it every month once funded.

Other Comparisons: FTMO vs The5%ers