FTMO vs My Funded Futures for Beginners

FTMO is more beginner-friendly. Static drawdown is more forgiving because profits create a permanent buffer above the floor. There is no consistency rule, so you will not be penalized for having one great trading day. The 2-step evaluation is standard but requires sustained performance across two phases. Updated March 2026.

Verdict for Beginners

Recommendation: FTMO is the better choice for beginners.

	FTMO	My Funded Futures
Evaluation Type	2-step	1-step
Drawdown Type	Static (floor never moves)	Trailing EOD (floor moves up at end of day)
Consistency Rule	None	No single day > 40% of total profit
Min Trading Days	4	None
Daily Loss Limit	5%	2.5%
News Trading	allowed	allowed
Cheapest Entry	€155	$150

Beginner Analysis

As a beginner, the most important factor is how forgiving the rules are. FTMO's static drawdown is the most beginner-friendly type. When you make money, the drawdown floor stays where it is, giving you breathing room for mistakes. My Funded Futures uses trailing eod (floor moves up at end of day).

Rule complexity matters when you are learning. FTMO has no consistency rule, keeping things simple. My Funded Futures has a consistency rule (No single day > 40% of total profit). FTMO requires 4 minimum trading days. Fewer rules means fewer ways to accidentally fail.

Start with the smallest, cheapest account to limit the cost of learning. FTMO's entry point is €155 for $10,000. My Funded Futures starts at $150 for $50,000. Treat the first 1-2 attempts as tuition. Once you understand how the drawdown rules actually feel in practice, you can size up.

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Frequently Asked Questions

Is FTMO or My Funded Futures easier for beginners?

For beginners, FTMO is more forgiving because static drawdown gives you a fixed floor. FTMO has no consistency rule, making it simpler.

Should beginners choose 1-step or 2-step evaluations?

A 1-step evaluation has fewer phases to pass, which means less time and fewer opportunities to fail. FTMO uses 2-step, while My Funded Futures uses 1-step. For a first-time prop trader, fewer steps means a simpler path to funding.

What is the cheapest way to start as a beginner with FTMO or My Funded Futures?

Start with the smallest account size to minimize risk. FTMO's cheapest option is $10,000 for €155. My Funded Futures's cheapest is $50,000 for $150. A smaller account means smaller losses during the learning phase.

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