FTMO Break-Even Calculator
Calculate how long it takes to break even on FTMO challenge fees. Factor in multiple attempts, platform costs, and see ROI timelines at different monthly profit levels. FTMO uses static (floor never moves) with a 5% daily loss limit and 10% max drawdown. This calculator is based on the rule set reviewed on 2026-03-21.
Most traders fail their first challenge attempt. After factoring in FTMO's challenge fee, platform costs, and the typical 2-3 attempts needed, the real question is: how long until you are profitable overall? This calculator shows the honest break-even math including multiple attempts and ongoing costs.
Who should use this calculator
Best for traders who want an honest picture of how many funded payouts it takes to recover challenge and retry costs.
Where this tool can mislead you
Break-even time assumes you keep executing the same edge after funding. It becomes too optimistic if you underperform once live or need extra resets.
Rule inputs preloaded into this calculator
- •Account sizes reflected: $10,000, $25,000, $50,000, $100,000, $200,000
- •Primary drawdown model: Static
- •Daily loss rule: 5%
- •Max drawdown rule: 10%
- •Profit split range: 80% to 90%
- •Largest configured account in this calculator: $200,000
Account Size
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Frequently Asked Questions
What is FTMO's daily loss limit?
FTMO's daily loss limit is 5% of your account balance. For the $10,000 account, the daily limit is $500.
What drawdown type does FTMO use?
FTMO uses static (floor never moves). The floor is fixed at account opening and never moves up, even when you profit.
How many challenge attempts does the average trader need?
Industry data suggests the average trader needs 2-3 attempts to pass a prop firm challenge. At €155 per attempt for FTMO's $10,000 account, that is €310 to €465 in total challenge costs before getting funded.
How long does it take to break even on FTMO challenge fees?
With 80% profit split on a $10,000 account, at 5% monthly return you earn $400/month. After 2 attempts (€310), break-even takes about 0.8 months of funded trading.
Reviewed | Rules verified against official firm websites
Data source: FTMO (https://ftmo.com). Current rule set reflected here was reviewed 2026-03-21.
Drawdown type: Static (floor never moves) | Daily limit: 5% | Profit split: 80-90%
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