Is FTMO worth it in 2026?

Last verified: 2026-03-21 | Official rules

What you get:

  • -Account sizes: $10,000 to $200,000
  • -Entry fee: €155 (1.55% of account size) for the smallest
  • -Profit split: 80%-90%
  • -Payouts: Every 14 days
  • -Drawdown: Static (floor never moves)

The math: On a $200,000 funded account, hitting a 5% return yields roughly $16,000 at the starting profit split. The challenge fee is €1080, so one successful payout cycle covers the investment.

Pros:

  • -Static drawdown — floor never moves up
  • -No time limit to pass challenge
  • -Allows overnight and weekend holding
  • -Most trusted brand in the industry
  • -Up to 90% profit split with scaling

Cons:

  • -News trading restricted on funded accounts (2min before/after)
  • -Higher challenge fees than some competitors
  • -No futures trading (forex/CFD only)
  • -Profit split starts at 80% (competitors offer higher)

Whether FTMO is worth it depends on your win rate, risk management, and whether the rules match your trading style. Use Vigil to audit your trades against FTMO's specific rules before buying a challenge.

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