TopStep is one of the most trusted prop firms in 2026 with a trust score of 85/100. If you can consistently trade within the rules, the value proposition is strong.
What you get:
- -Account sizes: $50,000 to $150,000
- -Entry fee: $49 (0.10% of account size) for the smallest
- -Profit split: 90%-90%
- -Payouts: Weekly
- -Drawdown: Trailing EOD (floor moves up at end of day)
The math: On a $150,000 funded account, hitting a 5% return yields roughly $8,100 at the starting profit split. The challenge fee is $149, so one successful payout cycle covers the investment.
Pros:
- -Monthly subscription — cancel anytime ($49-149/mo)
- -100% of first $10K profit, then 90%
- -No minimum trading days
- -Weekly payouts
- -Supports TradingView
Cons:
- -EOD trailing drawdown — floor moves up with profits
- -Must flatten all positions before market close (no overnight)
- -Consistency rule: no single day > 50% of total profit
- -Futures only — no forex
The trailing eod (floor moves up at end of day) is the biggest risk factor. Make sure you understand how it works before committing. Whether TopStep is worth it depends on your win rate, risk management, and whether the rules match your trading style. Use Vigil to audit your trades against TopStep's specific rules before buying a challenge.
More TopStep Questions
Check a trade against TopStep's rules. No sign-up required.