Is The5%ers worth it in 2026?

Last verified: 2026-03-21 | Official rules

What you get:

  • -Account sizes: $20,000 to $100,000
  • -Entry fee: $95 (0.47% of account size) for the smallest
  • -Profit split: 50%-100%
  • -Payouts: Bi-weekly
  • -Drawdown: Static (floor never moves)

The math: On a $100,000 funded account, hitting a 5% return yields roughly $3,000 at the starting profit split. The challenge fee is $375, so one successful payout cycle covers the investment.

Pros:

  • -Static drawdown — simple, forgiving
  • -News trading fully allowed
  • -Overnight and weekend holding allowed
  • -Scaling up to $4M account size
  • -Profit split reaches 100% for consistent traders

Cons:

  • -Tight drawdown (4% daily AND 4% max)
  • -Profit split starts low at 50%
  • -MT5 only — limited platform choice
  • -Primarily forex — limited instrument selection

Whether The5%ers is worth it depends on your win rate, risk management, and whether the rules match your trading style. Use Vigil to audit your trades against The5%ers's specific rules before buying a challenge.

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