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TopStep vs Blue Guardian

Quick Verdict

TopStep uses trailing eod (floor moves up at end of day) with a 2% daily loss limit and 90-90% profit split. Blue Guardian uses static (floor never moves) with a 4% daily loss limit and 85-85% profit split. TopStep starts from $49; Blue Guardian from $99.

If you want more forgiving drawdown rules, Blue Guardian is the better choice. Static drawdown means your profits create genuine breathing room, while TopStep's trailing eod (floor moves up at end of day) raises the floor as you profit. TopStep offers a higher maximum profit split (90% vs 85%), which adds up significantly over time.

TopStepBlue Guardian
Evaluation Type1-step2-step
Drawdown TypeTrailing EOD (floor moves up at end of day)Static (floor never moves)
Daily Loss Limit2%4%
Max Drawdown3%8%
Profit Target6%8%
Min Trading DaysNone3
Profit Split90-90%85-85%
Payout FrequencyWeeklyBi-weekly
News Tradingallowedallowed
Overnight HoldingNoYes
Weekend HoldingNoYes
EA / BotsAllowedAllowed
Marketsfuturesforex, indices, commodities, crypto
PlatformsNinjaTrader, Tradovate, TradingViewMT4, MT5
Cheapest Account$49 ($50,000)$99 ($10,000)
Which is better for you?

Scalping / Day Trading

Blue Guardian allows overnight holding, giving more flexibility. Blue Guardian's static drawdown is more forgiving for scalpers.

Swing Trading

Blue Guardian is better — allows weekend holding. TopStep requires you to flatten before close.

Budget-Conscious

TopStep is cheaper to start ($49 vs $99).

Who Should Choose TopStep

TopStep is the better fit if you trade futures exclusively. The EOD trailing drawdown gives you flexibility during the session since the floor only updates at the close, which suits active day traders who have intraday swings.

  • +Monthly subscription — cancel anytime ($49-149/mo)
  • +100% of first $10K profit, then 90%
  • +No minimum trading days
  • +Weekly payouts

TopStep supports NinjaTrader, Tradovate, TradingView and processes payouts weekly. News trading is fully allowed, so you can trade NFP, FOMC, and CPI without restrictions. Automated trading with EAs is permitted.

Who Should Choose Blue Guardian

Blue Guardian is the better fit if you focus on forex and CFDs. The static drawdown means every dollar of profit adds to your safety cushion, making it ideal for traders who build equity gradually and want protection from losing streaks.

  • +Static drawdown — floor never moves
  • +News trading allowed in all phases
  • +Overnight and weekend holding allowed
  • +85% profit split from the start

Blue Guardian supports MT4, MT5 and processes payouts bi-weekly. News trading is fully allowed, so you can trade NFP, FOMC, and CPI without restrictions. Both overnight and weekend holding are permitted, giving swing traders full flexibility. Automated trading with EAs is permitted.

The Bottom Line

Choosing between TopStep and Blue Guardian comes down to three things: the markets you trade, how much drawdown flexibility you need, and your budget. If you trade futures, TopStep is your only option here. If you trade forex or indices or commodities or crypto, go with Blue Guardian. TopStep is cheaper to get started at $49 vs $99.

The biggest structural difference is drawdown type: TopStep uses trailing eod (floor moves up at end of day) while Blue Guardian uses static (floor never moves). Static drawdown is objectively more forgiving because profits create a permanent cushion. Trailing drawdown follows your equity peaks, meaning you can lose an account even while net profitable. If you are still undecided, take the firm finder quiz for a personalized recommendation based on your trading style, risk tolerance, and budget.